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Housing Resources
Ohio Homebuyer Plus - A specialized tax-advantaged savings account for Ohioans purchasing a home that benefits from an enhanced interest rate. Contributions by the homebuyer may be eligible tax deductions from the contributor's Ohio Income Tax.
Agricultural Linked Deposit Program - Interest rate reduction on new or existing operating loans for the agricultural community.
STABLE Account - Specialized savings and investment accounts for individuals diagnosed with a disability. Eligibility requires disability to be diagnosed when individual is between 0 to 26 years of age. Starting 2026 - age eligibility range extends to 0 to 46 years of age.
IMPACT Community Action’s Hope Fund Rental Assistance – rental and utility assistance for households experiencing hardships caused by COVID-19.
Franklin County’s One-Time or Short-Term Assistance – One-time financial assistance to help in emergency situations.
Home Energy Assistance Program (HEAP) – Helps households prevent disruptions in energy service, restore disconnected services, and/or secure heating/cooling needs.
Percentage of Income Payment Plan Plus (PIPP) – Helps eligible Ohioans manage energy bills year-round by basing consistent payments on percentage of household income.
Impact Community Action – Emergency Assistance
Franklin County Disaster-Related Assistance with PRC – assistance available for eligible individuals who have sustained damage or losses as a result of a state-declared natural disaster or personal disaster (i.e., house fire, flood)
Community Shelter Board
Star House – Social service agency and drop-in center for Central Ohio youth ages 14-24
Huckleberry House – Crisis shelter for teens
YMCA
The Ohio Housing Finance Agency -- offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier.
Ohio Housing Finance Agency – Down Payment Assistance -- Helps buyers with down payment and closing costs through offering of 30-year fixed rate conventional, FHA, VA, and USDA-RD government loans with wide income and purchase price limits. Designed to help homebuyers with low- and moderate-incomes.
OHFA’s “What to Expect Video” - https://youtu.be/XvhtbIpT-94 -- Process overview: This video covers the steps that lead to homeownership when you use the Ohio Housing Finance Agency